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Father of two living the elevated lifestyle without really paying for it, and sharing daily life hacks, tips and experiences


Singapore Airlines SQ671 NGO-SIN Review
Flight Number: SQ671 Aircraft: B787-10 Nagoya Chubu Centrair - Singapore Changi Ticket Purchase / Redemption I paid 312,000 KrisFlyer miles + SGD 303 back in December 2024 (10 months before the actual flight) for the return redemption booking on Singapore Airlines for 3 people. Little A's ticket cost SGD325, which had to be booked separately by calling SQ hotline. There is only one flight out of Singapore to Nagoya and vice versa. Note that KrisFlyer redemptions have increase

therichpoordad
Nov 13, 20253 min read


Interest Rates Updates (AGAIN)...
UOB Bank have announced interest rates drops for UOB ONE account and UOB Stash accounts! Maribank has also announced a reduction in their rates to a point where I will probably stop talking about them soon. Here's UOB Stash revised rates effective 1st December 2025: Criteria - Keep raising your Monthly Average Balance (MAB), even if it's just by $1, to qualify for the bonus interest. Full details HERE . Here's UOB ONE revised rates effective 1st December 2025: Criteria - 2

therichpoordad
Nov 9, 20252 min read


Latest bank Interest Rates
Have you lost track of the recent announcements from banks about interest rate changes? Don't worry! Here's a brief overview and advice...

therichpoordad
Oct 7, 20252 min read


Singapore Airlines SQ621 KIX - SIN Review
Flight Number: SQ641 Aircraft: B787-10 Osaka Kansai - Singapore Changi Ticket Purchase / Redemption I paid 156,000 KrisFlyer miles + JPY...

therichpoordad
Jul 17, 20253 min read


NERFED. TL;DR version
The nerf season has become quite absurd in recent days. What exactly occurred? Here's a brief overview of the main nerfs without delving...

therichpoordad
Jul 1, 20252 min read


OCBC 360 Interest rates dropping for the 2nd time in 2025!
For a second time in a short space of 3 months, OCBC has announced a revision to their 360 savings account. These are the recently...

therichpoordad
Jun 30, 20251 min read


The biggest nerf of the year so far...
The year 2025 has not been favorable so far, with numerous reductions affecting bank savings accounts and credit card programs. Some of...

therichpoordad
Jun 22, 20252 min read


Tax Season is here! How to get the most out of paying your taxes?
Paying for income taxes can be quite burdensome. However, before you begin paying them, what if there are methods to optimize your...

therichpoordad
Apr 5, 20252 min read
![[UPDATED] Interest rates are dropping! Which savings account should you put your money now?](https://static.wixstatic.com/media/25598c_3587a11de83041e09bb8fb5541e4f5ed~mv2.png/v1/fill/w_471,h_250,fp_0.50_0.50,q_35,blur_30,enc_avif,quality_auto/25598c_3587a11de83041e09bb8fb5541e4f5ed~mv2.webp)
![[UPDATED] Interest rates are dropping! Which savings account should you put your money now?](https://static.wixstatic.com/media/25598c_3587a11de83041e09bb8fb5541e4f5ed~mv2.png/v1/fill/w_774,h_411,fp_0.50_0.50,q_95,enc_avif,quality_auto/25598c_3587a11de83041e09bb8fb5541e4f5ed~mv2.webp)
[UPDATED] Interest rates are dropping! Which savings account should you put your money now?
This post has been updated to reflected the recent NERFS done by banks till date (16 June 2025) OCBC has recently declared a significant...

therichpoordad
Mar 23, 20252 min read


Booking Flights? Check the aircraft type!
What should you keep in mind when booking flights to a destination? Many people might mention price and timing. However, there's more to...

therichpoordad
Dec 10, 20242 min read


Bank Credit Cards & Their Transfer Partners
In a previous blog post, I discussed the essential cards to obtain from each bank. Some feedback suggested that using numerous cards from...

therichpoordad
Dec 10, 20242 min read


2025 Credit Card Cheatsheet
Your 2025 New Year's Resolution - use the right credit card strategy so you make the most out of your spend. Remember - do not spend...

therichpoordad
Dec 9, 20241 min read


Which cards should you have (Bank breakdown version)
Dining? Traveling? Grocery shopping? What card to use?? I will be creating a simple cheatsheet very soon but this isn't the topic for...

therichpoordad
Nov 21, 20245 min read


Travel Season is here! How to maximise your spend?
School holidays are coming, parents are starting to clear leave. Already have plans to travel or planning to travel? Before you start...

therichpoordad
Oct 30, 20242 min read


Singapore Airlines SQ12 SIN - NRT Review
Flight Number: SQ12 Aircraft: B777-300ER Singapore Changi - Tokyo Narita Ticket Purchase / Redemption I paid 156,000 KrisFlyer miles +...

therichpoordad
Sep 30, 20244 min read


How to accrue Elite Miles from Star Alliance partners?
I recently qualified for Singapore Airlines' KrisFlyer Elite Gold (KFEG) status. The criteria for achieving this is having to accrue 50k...

therichpoordad
Aug 3, 20243 min read


How to get rebates from your monthly credit card bills
Currently I have an estimate of SGD 10k in total credit card bills monthly. Wait WHUT? Yes.. 10k. Sometimes even more than SGD 15k. So...

therichpoordad
Jul 23, 20242 min read


Singapore Airlines SQ223 SIN - Perth Review
Flight Number: SQ223 Aircraft: A350-900MH Singapore Changi - Perth Ticket Purchase / Redemption I paid 40,500 KrisFlyer miles + SGD87.20...

therichpoordad
Jul 18, 20243 min read


Navigating around Paradise Group Rewards
Everyone in Singapore should have heard of the Paradise Group after their annual dinner event last year where long serving staff were...

therichpoordad
Jul 15, 20242 min read


Little known hack to reduce your monthly mortgage
Having recently moved to a condo after selling my HDB BTO upon TOP, my monthly payment at current ridiculous interest rate has risen a...

therichpoordad
May 17, 20242 min read
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