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Father of two living the elevated lifestyle without really paying for it, and sharing daily life hacks, tips and experiences


NERFED. TL;DR version
The nerf season has become quite absurd in recent days. What exactly occurred? Here's a brief overview of the main nerfs without delving...

therichpoordad
Jul 12 min read
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The biggest nerf of the year so far...
The year 2025 has not been favorable so far, with numerous reductions affecting bank savings accounts and credit card programs. Some of...

therichpoordad
Jun 222 min read
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Tax Season is here! How to get the most out of paying your taxes?
Paying for income taxes can be quite burdensome. However, before you begin paying them, what if there are methods to optimize your...

therichpoordad
Apr 52 min read
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Bank Credit Cards & Their Transfer Partners
In a previous blog post, I discussed the essential cards to obtain from each bank. Some feedback suggested that using numerous cards from...

therichpoordad
Dec 10, 20242 min read
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2025 Credit Card Cheatsheet
Your 2025 New Year's Resolution - use the right credit card strategy so you make the most out of your spend. Remember - do not spend...

therichpoordad
Dec 9, 20241 min read
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Which cards should you have (Bank breakdown version)
Dining? Traveling? Grocery shopping? What card to use?? I will be creating a simple cheatsheet very soon but this isn't the topic for...

therichpoordad
Nov 21, 20245 min read
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Travel Season is here! How to maximise your spend?
School holidays are coming, parents are starting to clear leave. Already have plans to travel or planning to travel? Before you start...

therichpoordad
Oct 30, 20242 min read
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Little known hack to reduce your monthly mortgage
Having recently moved to a condo after selling my HDB BTO upon TOP, my monthly payment at current ridiculous interest rate has risen a...

therichpoordad
May 17, 20242 min read
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