top of page
Father of two living the elevated lifestyle without really paying for it, and sharing daily life hacks, tips and experiences

Everyday Life


NERFED. TL;DR version
The nerf season has become quite absurd in recent days. What exactly occurred? Here's a brief overview of the main nerfs without delving...

therichpoordad
Jul 12 min read
Â
Â
Â


OCBC 360 Interest rates dropping for the 2nd time in 2025!
For a second time in a short space of 3 months, OCBC has announced a revision to their 360 savings account. These are the recently...

therichpoordad
Jun 301 min read
Â
Â
Â


The biggest nerf of the year so far...
The year 2025 has not been favorable so far, with numerous reductions affecting bank savings accounts and credit card programs. Some of...

therichpoordad
Jun 222 min read
Â
Â
Â


Tax Season is here! How to get the most out of paying your taxes?
Paying for income taxes can be quite burdensome. However, before you begin paying them, what if there are methods to optimize your...

therichpoordad
Apr 52 min read
Â
Â
Â
![[UPDATED] Interest rates are dropping! Which savings account should you put your money now?](https://static.wixstatic.com/media/25598c_3587a11de83041e09bb8fb5541e4f5ed~mv2.png/v1/fill/w_442,h_250,fp_0.50_0.50,q_35,blur_30,enc_avif,quality_auto/25598c_3587a11de83041e09bb8fb5541e4f5ed~mv2.webp)
![[UPDATED] Interest rates are dropping! Which savings account should you put your money now?](https://static.wixstatic.com/media/25598c_3587a11de83041e09bb8fb5541e4f5ed~mv2.png/v1/fill/w_292,h_165,fp_0.50_0.50,q_95,enc_avif,quality_auto/25598c_3587a11de83041e09bb8fb5541e4f5ed~mv2.webp)
[UPDATED] Interest rates are dropping! Which savings account should you put your money now?
This post has been updated to reflected the recent NERFS done by banks till date (16 June 2025) OCBC has recently declared a significant...

therichpoordad
Mar 232 min read
Â
Â
Â


2025 Credit Card Cheatsheet
Your 2025 New Year's Resolution - use the right credit card strategy so you make the most out of your spend. Remember - do not spend...

therichpoordad
Dec 9, 20241 min read
Â
Â
Â


How to get rebates from your monthly credit card bills
Currently I have an estimate of SGD 10k in total credit card bills monthly. Wait WHUT? Yes.. 10k. Sometimes even more than SGD 15k. So...

therichpoordad
Jul 23, 20242 min read
Â
Â
Â


Little known hack to reduce your monthly mortgage
Having recently moved to a condo after selling my HDB BTO upon TOP, my monthly payment at current ridiculous interest rate has risen a...

therichpoordad
May 17, 20242 min read
Â
Â
Â


Grocery Shopping? Time to use your KrisPay Miles
Every month, KrisPay offers challenges where you get back KrisPay miles which are not transferable to your KrisFlyer account and only...

therichpoordad
Apr 21, 20242 min read
Â
Â
Â
bottom of page