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OCBC 360 Interest rates dropping for the 2nd time in 2025!

  • Writer: therichpoordad
    therichpoordad
  • Jun 30
  • 1 min read
For a second time in a short space of 3 months, OCBC has announced a revision to their 360 savings account.

These are the recently updated rates which will be applicable up to July 2025.
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Photo credit: OCBC website

Here are the new rates published from their website notice which will take effect on 1 August 2025:
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Photo credit: OCBC website

There are no changes to the "Insure" and "Invest" categories (which are the more cumbersome ones to achieve anyway).The main three categories have noticeable drops in rates:

  1. Salary (crediting at least $1,800)
  2. Save (increase the monthly average balance MAB) by $500)
  3. Spend (spending at least $500 on selected credit cards - I use OCBC Rewards & OCBC 90N)


What does this means to the actual "achieveable" rates then?

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If you have 100k, the rates drops from 3.25% to 2.40%, excluding the base interest of 0.05%.
As such, I have updated the summary table that I've compiled in my earlier post.
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*GXS Boost I.R only applicable for the 1st 3 months

Is this the last of interest rates reductions? I certainly hope so.


p.s. info updated as of 30 June 2025

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